Terms of Use - Bayan App

Last updated: 09/04/2026

Effective date: 09/04/2026

1. Acceptance

By using the Bayan app, you agree to these terms. If you do not agree, please do not use the app.

2. Description of Service

Bayan provides tools for managing financial accounts, transactions, and syncing across devices. The service is provided "as is" according to available features.

3. Registration and Account

To use the service you must create an account. You are responsible for:

4. Acceptable Use

You agree not to use the app for any illegal purpose or in violation of these terms, including:

5. Intellectual Property

All rights in the Bayan app (interface, logo, technical content) are protected. You may not copy or reuse any part without prior permission.

6. Data and Privacy

Processing of personal data is subject to our Privacy Policy. By using the app you agree to the Privacy Policy.

7. Limitation of Liability

The app and service are provided without warranties of any kind. We are not liable for any direct or indirect damages arising from use or inability to use the service.

8. Account Termination

You may close your account at any time from the app settings. We reserve the right to suspend or terminate accounts that violate these terms without prior notice.

9. Changes

We may update these terms from time to time. We will indicate the "Last updated" date at the top of this page. Your continued use of the app after changes constitutes acceptance of the updated terms.

10. Contact Us

For questions about these terms:

By using the Bayan app, you acknowledge that you have read and agree to these terms.